> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spotflow.one/llms.txt
> Use this file to discover all available pages before exploring further.

# Since v1.52.5

> A lot has shipped since our last changelog. Here's everything new, from new markets to new ways to pay and get paid.

## New Features

* We Are Now Live in 25 Countries: This is a big one. Spotflow has expanded to 25 countries, and you can now collect payments, initiate payins, and process payouts across all of them. Each market comes with support for the local collection methods your customers already use. See the full list of supported markets below.
* Subscriptions with Mobile Money: You can now create and manage subscription plans directly on Spotflow. Configure billing cycles, set up automated payment reminders, and manage subscriber activity, all from the Merchant Hub. Payments are collected via mobile money, making subscriptions accessible to customers across our African markets.
* Pay with Stablecoins: You can now accept stablecoin payments at checkout. It's a fast, borderless payment option that isn't exposed to local currency volatility.
* Stablecoin Payouts: Stablecoins work the other way too. You can now send payouts in supported stablecoins straight to your recipients' wallet addresses.
* Pay with OPay: OPay is now a payment channel at checkout. Customers with OPay accounts can use it to complete payments in supported markets.
* Direct Debit: You can now collect payments via direct debit in Nigeria.
* Localization: Checkout now automatically adapts to your customer's language and region. No more customers abroad hitting an unfamiliar language at the point of payment.
* Case Management: Something not right with a payment or transaction? Report it, attach supporting images, and get a case reference. We'll keep you updated by email as the team reviews and resolves it.
* Dispute Resolution (with Chat): Raise transaction disputes, submit supporting evidence, and chat with your assigned support team directly in the platform. Communication and progress stay in one place.
* Automated Settlement: Funds now move automatically from your Spotflow balance to your designated settlement account, so you don't need to start each transfer manually.

## Improvements & Updates

* USSD is Back on Checkout: By popular demand, USSD has returned as a payment method on checkout, so customers can pay from any phone, no internet or banking app required.
* Saved Beneficiaries for Disbursements: You can now save and manage beneficiaries from your Balance page. When making a disbursement, pick a saved beneficiary instead of re-entering account details. Payouts are faster and less error-prone.
* Recover 2FA: Lost your authenticator device? You can now recover access. New merchants get a set of single-use recovery codes at the end of 2FA setup. If you already have 2FA enabled, you'll find auto-generated recovery codes on your Settings page. Use a code to generate a new QR code and set up 2FA on a new device.
* The Usual Housekeeping: A healthy round of performance optimizations, security tweaks, and minor bug fixes to keep the entire platform running smoothly.


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