> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spotflow.one/llms.txt
> Use this file to discover all available pages before exploring further.

# Find your use case

> Pick what you're building and go straight to the products, guides and endpoints that power it.

| If you need to… | Use | Start with |
| - | - | - |
| Sell a product or service and take one-time payments | Payment collections | [Accept payments](https://docs.spotflow.one/features/payment-collections.md) · [Quickstart](https://docs.spotflow.one/quickstart.md) |
| Take payments without writing code | Payment links | [Payment links in under 5 minutes](https://docs.spotflow.one/developer-resources/integration-guide.md) |
| Charge customers on a recurring schedule | Subscriptions | [Subscription billing](https://docs.spotflow.one/features/subscription-payment-collections.md) · [Bill a customer every month](https://docs.spotflow.one/developer-resources/guides/bill-a-customer-every-month.md) |
| Bill customers who pay with mobile money | Mobile money subscriptions | [Mobile money subscriptions](https://docs.spotflow.one/features/mobile-money-subscriptions.md) |
| Offer free trials or discounts on a plan | Plan trials and currency rules | [Plan trials and currency rules](https://docs.spotflow.one/features/plan-trials-and-currency-rules.md) |
| Give each customer an account number to pay into | Virtual accounts | [Give a customer a virtual account](https://docs.spotflow.one/developer-resources/guides/give-a-customer-a-virtual-account.md) |
| Keep funds separate for different customers or purposes | Static virtual accounts | [Static accounts](https://docs.spotflow.one/features/static-accounts.md) |
| Route incoming transfers straight to your main balance | Dynamic virtual accounts | [Dynamic accounts](https://docs.spotflow.one/features/dynamic-accounts.md) |
| Pay a supplier, contractor or customer | Single disbursements | [Pay one person out](https://docs.spotflow.one/developer-resources/guides/pay-one-person-out.md) |
| Pay many people at once, such as payroll | Bulk disbursements | [Pay many people at once](https://docs.spotflow.one/developer-resources/guides/pay-many-people-at-once.md) |
| Collect VAT or a service fee | Tax configuration | [Charge tax on a collection](https://docs.spotflow.one/developer-resources/guides/charge-tax-on-a-collection.md) |
| Get your revenue into your bank account | Settlement | [Settlement](https://docs.spotflow.one/features/settlement.md) · [Payout structure](https://docs.spotflow.one/features/payout-structure.md) |

## By product

> [card] [Payment collections](https://docs.spotflow.one/features/payment-collections.md)
>
> One-time payments with local methods across Africa.

> [card] [Subscriptions](https://docs.spotflow.one/features/subscription-payment-collections.md)
>
> Recurring billing with flexible cycles and automated renewals.

> [card] [Virtual accounts](https://docs.spotflow.one/features/static-accounts.md)
>
> Static and dynamic accounts for holding and routing funds.

> [card] [Disbursements](https://docs.spotflow.one/features/single-and-bulk-disbursements.md)
>
> Send money to one recipient or many.

> [card] [Tax configuration](https://docs.spotflow.one/features/tax-collections.md)
>
> Collect taxes and fees by region.

> [card] [Settlement and payouts](https://docs.spotflow.one/features/settlement.md)
>
> Move revenue from your Spotflow balance to your bank.

Not sure where to start? Read [How Spotflow works](https://docs.spotflow.one/get-started/how-spotflow-works.md), or contact [support@spotflow.one](mailto:support@spotflow.one).


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