Transfer APIs

With our APIs, initiating transfers is simple and seamless. We uphold strict security and compliance standards to ensure every transaction is processed safely and responsibly.

Prerequisites for Initiating Bank Transfers

To execute bank transfers successfully using our endpoints, follow these steps:

1. Perform a Bank Account Lookup

Before initiating a transfer, it's recommended to notify your customers about the recipient details. Use the Resolve Bank Account Endpoint , which requires the recipient's accountNumber and bankCode (a unique identifier for the bank) as input.

2. Perform a bank transfer

Initiate a bank transfer from your primary account created for you internally by Spotflow to an external bank account. This endpoint requires key details, including the transfer amount, a reference for future transaction reconciliation, and the recipient’s accountNumber and bankCode using the Create Transfer Endpoint . For bulk transfers, use the Bulk Transfer Endpoint .