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Accepting online payments can feel complicated if you don’t have a website or payment gateway setup. Spotflow makes this simple with one powerful feature: Payment Links. In this quick guide, you’ll learn how to create a secure payment link directly from the Spotflow Dashboard — no coding, plugins, or integrations required. This works perfectly for Instagram sellers, freelancers, event organizers, consultants, small businesses or any type of business.

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What You’ll Learn

By the end of this guide, you’ll know how to:
  • Log in to the Spotflow Dashboard
  • Create a payment link
  • Set pricing and details
  • Share the link with customers
  • Test payments
  • Track payments in real time

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Step 1: Log In to the Spotflow Dashboard

Log in to your Spotflow account or Sign Up if you don’t have one.
Logging into Spotflow Dashboard

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Step 2: Open the Payment Links Page

From the left menu, click Payment Links. This page lets you generate shareable URLs for quick customer payments. Click Create Payment Link and fill in:
  • Title (product/service name)
  • Description (short summary)
  • Amount
  • Currency
Create Payment Link page

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Step 4: Configure Extra Settings (Optional)

You can:
  • Allow customers enter any amount.
  • Collect customer’s phone number.
  • Redirect user after payment.
Once everything looks as you desire, click Create. Spotflow instantly generates a secure checkout URL you can share through:
  • WhatsApp
  • Instagram DMs
  • Email
  • Facebook Messenger
  • Telegram
Your customer just clicks and pays. Spotflow includes a Test Mode, allowing you to simulate real payments without charging anything. Create a payment link in test mode, open it and use the provided test card details.
Test Payment Link page

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Step 7: Track Payments in Real Time

According to the different currencies you created the payment link, head back to the Collections page on your dashboard to see:
  • Payment status
  • Timestamps
  • Payment channels/methods
  • Customer details
You can also configure webhooks for payment notifications:
  • Go to Settings > Webhooks
  • Add a webhook URL for payment notifications
  • Detailed Guide
This makes reconciliation quick and stress-free.

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Who Is This For?

Payment links are ideal for:
  • Instagram sellers
  • Freelancers
  • Consulting sessions
  • Donations
  • Digital products
  • Event tickets
  • Course enrollments
If someone can click a link, they can pay you.

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Why Spotflow?

Compared to traditional gateways:
  • Setup takes minutes
  • No technical experience needed
  • Clean, simple dashboard
  • Mobile-friendly checkout
  • Flexible configuration options
Most importantly: you get paid faster.
Contributed by Riddhima Singhal during Hacktoberfest ‘25 with Spotflow