Overview
Spotflow provides a unified payment infrastructure that helps global and African businesses manage collections, disbursements, and multi-currency settlements through a single integration. We offer payment orchestration (cards, mobile money, bank transfers, EFT), built-in liquidity and reconciliation, and a compliance rail that handles KYC, AML, and regulatory requirements across markets. Our platform is built for enterprises, African businesses, and fintechs/PSPs that want to expand into Africa and other regions without stitching together multiple local providers, supported by developer-first APIs and deep integrations with major PSPs.Region Coverage & Payment Methods
| Region | Payment Methods | Supported MNOs |
|---|---|---|
| Benin | Mobile Money | MTN, Moov |
| Burkina Faso | Mobile Money | Orange, Mobicash |
| Cameroon | Mobile Money | Orange, MTN |
| Côte d’Ivoire | Mobile Money | Orange, MTN, Moov, Wave |
| Egypt | Card | — |
| Ghana | Card, Mobile Money | Airtel, MTN, Vodafone |
| Kenya | Mobile Money | SAFKE, AIRTELKE |
| Mali | Mobile Money | Orange, Mobicash |
| Nigeria | Card, Bank transfers, USSD | — |
| Senegal | Mobile Money | Orange, Free, Wave |
| South Africa | EFTs, Card | - |
| Tanzania | Mobile Money | Halotel, AIRTELZ, VodaMula, TIGOTZ |
| Togo | Mobile Money | Moov, Togocell |
| Uganda | Mobile Money | AIRTELUG, MTNUG |
| Zambia | Mobile Money | PRIMENET, TINGGMTN, TINGGZAMTEL |