Find your use case

If you need to…	Use	Start with
Sell a product or service and take one-time payments	Payment collections	Accept payments · Quickstart
Take payments without writing code	Payment links	Payment links in under 5 minutes
Charge customers on a recurring schedule	Subscriptions	Subscription billing · Bill a customer every month
Bill customers who pay with mobile money	Mobile money subscriptions	Mobile money subscriptions
Offer free trials or discounts on a plan	Plan trials and currency rules	Plan trials and currency rules
Give each customer an account number to pay into	Virtual accounts	Give a customer a virtual account
Keep funds separate for different customers or purposes	Static virtual accounts	Static accounts
Route incoming transfers straight to your main balance	Dynamic virtual accounts	Dynamic accounts
Pay a supplier, contractor or customer	Single disbursements	Pay one person out
Pay many people at once, such as payroll	Bulk disbursements	Pay many people at once
Collect VAT or a service fee	Tax configuration	Charge tax on a collection
Get your revenue into your bank account	Settlement	Settlement · Payout structure

By product

One-time payments with local methods across Africa.

Recurring billing with flexible cycles and automated renewals.

Static and dynamic accounts for holding and routing funds.

Send money to one recipient or many.

Collect taxes and fees by region.

Move revenue from your Spotflow balance to your bank.

Not sure where to start? Read How Spotflow works, or contact support@spotflow.one.