curl --request POST \
  --url https://api.spotflow.co/api/v1/payments/initialize \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "reference": "string",
  "currency": "USD",
  "customer": {
    "email": "john@example.com"
  },
  "amount": 5,
  "expiresIn": 10,
  "planId": "95eb086a-b11a-44b2-8422-a1955ca0fd9a",
  "applyDiscount": "true OR false",
  "countryCode": "CI",
  "localCurrency": "NGN",
  "callBackUrl": "https://yourapp.com/callback",
  "metadata": {
    "productName": "Algo.ai"
  }
}
'

import requests

url = "https://api.spotflow.co/api/v1/payments/initialize"

payload = {
    "reference": "string",
    "currency": "USD",
    "customer": { "email": "john@example.com" },
    "amount": 5,
    "expiresIn": 10,
    "planId": "95eb086a-b11a-44b2-8422-a1955ca0fd9a",
    "applyDiscount": "true OR false",
    "countryCode": "CI",
    "localCurrency": "NGN",
    "callBackUrl": "https://yourapp.com/callback",
    "metadata": { "productName": "Algo.ai" }
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    reference: 'string',
    currency: 'USD',
    customer: {email: 'john@example.com'},
    amount: 5,
    expiresIn: 10,
    planId: '95eb086a-b11a-44b2-8422-a1955ca0fd9a',
    applyDiscount: 'true OR false',
    countryCode: 'CI',
    localCurrency: 'NGN',
    callBackUrl: 'https://yourapp.com/callback',
    metadata: {productName: 'Algo.ai'}
  })
};

fetch('https://api.spotflow.co/api/v1/payments/initialize', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.spotflow.co/api/v1/payments/initialize",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'reference' => 'string',
    'currency' => 'USD',
    'customer' => [
        'email' => 'john@example.com'
    ],
    'amount' => 5,
    'expiresIn' => 10,
    'planId' => '95eb086a-b11a-44b2-8422-a1955ca0fd9a',
    'applyDiscount' => 'true OR false',
    'countryCode' => 'CI',
    'localCurrency' => 'NGN',
    'callBackUrl' => 'https://yourapp.com/callback',
    'metadata' => [
        'productName' => 'Algo.ai'
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.spotflow.co/api/v1/payments/initialize"

	payload := strings.NewReader("{\n  \"reference\": \"string\",\n  \"currency\": \"USD\",\n  \"customer\": {\n    \"email\": \"john@example.com\"\n  },\n  \"amount\": 5,\n  \"expiresIn\": 10,\n  \"planId\": \"95eb086a-b11a-44b2-8422-a1955ca0fd9a\",\n  \"applyDiscount\": \"true OR false\",\n  \"countryCode\": \"CI\",\n  \"localCurrency\": \"NGN\",\n  \"callBackUrl\": \"https://yourapp.com/callback\",\n  \"metadata\": {\n    \"productName\": \"Algo.ai\"\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.spotflow.co/api/v1/payments/initialize")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"reference\": \"string\",\n  \"currency\": \"USD\",\n  \"customer\": {\n    \"email\": \"john@example.com\"\n  },\n  \"amount\": 5,\n  \"expiresIn\": 10,\n  \"planId\": \"95eb086a-b11a-44b2-8422-a1955ca0fd9a\",\n  \"applyDiscount\": \"true OR false\",\n  \"countryCode\": \"CI\",\n  \"localCurrency\": \"NGN\",\n  \"callBackUrl\": \"https://yourapp.com/callback\",\n  \"metadata\": {\n    \"productName\": \"Algo.ai\"\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.spotflow.co/api/v1/payments/initialize")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"reference\": \"string\",\n  \"currency\": \"USD\",\n  \"customer\": {\n    \"email\": \"john@example.com\"\n  },\n  \"amount\": 5,\n  \"expiresIn\": 10,\n  \"planId\": \"95eb086a-b11a-44b2-8422-a1955ca0fd9a\",\n  \"applyDiscount\": \"true OR false\",\n  \"countryCode\": \"CI\",\n  \"localCurrency\": \"NGN\",\n  \"callBackUrl\": \"https://yourapp.com/callback\",\n  \"metadata\": {\n    \"productName\": \"Algo.ai\"\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "reference": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "checkoutUrl": "https://checkout.spotflow.co/paymentCode",
  "paymentCode": "PAY123456789",
  "status": "pending",
  "mode": "TEST",
  "expiryTime": "2025-11-03T10:16:26.948278058",
  "callBackUrl": "https://yourapp.com/callback",
  "metadata": {
    "productName": "Algo.ai"
  }
}

{
  "error": "Missing Parameter",
  "message": "missing_parameter",
  "status": 400
}

{
  "error": "Unauthorized",
  "message": "invalid_credentials",
  "status": 401
}