curl --request POST \
  --url https://api.spotflow.co/api/v1/transfers \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "reference": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
  "amount": 123,
  "currency": "<string>",
  "destination": {
    "accountNumber": "<string>",
    "accountName": "<string>",
    "bankCode": "<string>"
  },
  "narration": "<string>"
}
'

{
  "reference": "c1fba25a-a36b-479c-b17d-64dbaf3ba32c",
  "spotflowreference": "c1fba25a-a36b-479c-b17d-64dbaf3ba32c",
  "amount": 0,
  "currency": "NGN",
  "transferMode": "7706438396",
  "destination": {
    "accountNumber": "7706438396",
    "accountName": "Quantum Technologies",
    "bankCode": "NGN100",
    "branchCode": "NGN100",
    "bankName": "Testbank MFB"
  },
  "narrations": "string",
  "status": "string"
}